How can I get financial support to cover a prescribed breast cancer drug?
A breast cancer diagnosis can have a significant impact on a person’s finances. MedSearch provides information about which breast cancer drugs have patient support programs. A patient support program can provide financial support for prescribed breast cancer drugs. Check out the Therapy Patient Support section on a treatment listed in MedSearch to learn more.
Our FinancialNavigator is a database of local, provincial, and national financial assistance programs across Canada. You can use FinancialNavigator to find programs to help you pay for your prescribed breast cancer drug.
Access our FinancialNavigator database here.
How can I get financial support after being diagnosed with breast cancer?
A breast cancer diagnosis can have a significant impact on a person’s finances. CBCN’s FinancialNavigator is a database of local, provincial, and national financial assistance programs across Canada. You can use FinancialNavigator to find programs to help you pay for a prescribed breast cancer drug, income support while you are going through treatment, practical expenses, and more. Access our FinancialNavigator database here.
FinancialNavigator also offers financial support resources that can help you plan and prepare for the financial impacts of a breast cancer diagnosis.
Learn more about getting help with the costs associated with a breast cancer diagnosis here.
I have to travel for my treatment. Are there programs that can help with travel or with reimbursing the cost of travel?
Most people diagnosed with breast cancer travel frequently for appointments and treatment. This travel could be between their home and the cancer centre, or to other locations like specialists’ offices, radiation therapy treatment centres, diagnostic centres and more. Some of this travel might be local and involve a short car drive, while other travel could require a flight.
Our FinancialNavigator is a database of financial assistance programs across Canada. You can use it to find programs that provide support for travel and travel costs associated with cancer care and treatment. Access our FinancialNavigator database here.
You can also visit the Canadian Cancer Society’s website here to find support for cancer travel available in your province or territory.
What is a patient support program (PSP)?
A patient support program (PSP) is a program or service that helps patients access, understand, and manage their breast cancer treatment. PSPs vary in the type of support they provide and how long the support is provided. For example, some PSPs provide breast cancer drugs free of charge to those with a prescription. Other PSPs may provide emotional support for patients using the drug.
PSPs are usually provided by the drug manufacturer, but they can also be provided by non-profits, healthcare organizations and other similar service providers. PSPs are sometimes called patient assistance programs.
MedSearch provides information about which breast cancer drugs have an associated PSP. Check out the Therapy Patient Support section of a treatment to learn more.
You can also check out our FinancialNavigator database which provides information on PSP providers and vendors. Access the database here.
Learn more about getting help with the costs associated with a breast cancer diagnosis here.
Can I use private insurance to pay for drugs that aren’t covered through public funding?
If you have private insurance, the best way to find out whether it will cover the cost of your treatment is by contacting your insurance provider. Learn more about checking your insurance coverage here.
Paying for breast cancer drugs through private insurance can be an option, but it depends on several factors. The main factors are whether the drug is listed on the insurance company’s formulary, whether your specific plan covers the drug, and what your specific plan covers (full coverage versus co-pay). Even if you cannot use your private insurance to pay for drugs, there might be other costs that your private insurance can pay for, whether fully or in part.
Learn about making an insurance claim here.
Learn about the different types of health insurance and benefits here.
What should I do if my insurance claim is denied?
If your insurance claim is denied, you can appeal the claim. Find more information about the insurance appeal process and OmbudService here.
What is a Drug Access Navigator (DAN) and how can a DAN help me?
A Drug Access Navigator (DAN) is a healthcare employee who works alongside an oncology team. A DAN co-ordinates and investigates potential sources of funding and financial support for prescribed cancer drugs.
You can learn more about DANs here and more about accessing breast cancer drugs in Canada from a DAN here.
Some provinces have a dedicated organization of DANs that serve people who live in that province.
- ODANO is the Oncology Drug Access Navigators of Ontario. You can visit ODANO’s website here.
- The Atlantic Canada Oncology Drug Access Navigators Association (ACODANO) serves people living in New Brunswick, Prince Edward Island, Nova Scotia, Newfoundland and Labrador. You can visit ACODANO’s website here.
- If your province or territory does not have a dedicated organization or association of DANs, you might still be able to use the services of a DAN. Speak to your healthcare team, cancer center, or hospital to see what is available for you.
I have been prescribed a breast cancer drug that is not publicly funded in my province or territory. Can another province pay for my treatment instead?
Unless there are special circumstances, you are only eligible for drug funding in the province or territory where you are a resident. For example, if you are a resident of British Columbia, you are eligible for drug funding in British Columbia only.
You can learn more about travelling to access treatments and travel assistance here.
I have been prescribed a breast cancer drug that is not publicly funded in my province or territory. Can my treatment be paid for in another country instead?
Unless there are special circumstances, you are only eligible for drug funding in the province or territory where you are a resident. For example, if you are a resident of British Columbia, you are eligible for funding in British Columbia only. Outside of these special circumstances, if you travel to another country to access breast cancer drugs, you are responsible for your travel and any accommodations.
You can learn more about travelling to access treatment and getting travel assistance here.
If I use a breast cancer drug off-label, will it be covered by my private insurance provider?
Before private insurance will consider covering a drug prescribed for off-label use, your doctor must submit a request to the insurance company. This request should explain why the treatment is needed. Then, the insurance company will review the request before deciding whether to fund the treatment or not. This means private coverage for off-label drug use is considered on a case-by-case basis and is not guaranteed.
Learn about making a health insurance claim here.